Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?

Posted on August 24, 2011 – 00:00
Capital One preapproved auto loan - good idea? - myFICO® Forums

August 25, 2011 in Improve Credit

I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it’s some automated capital one number. The numbers 18006859508 and approval number is 451320233.

It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home.

This is almost to good to be true. My credit score is only in the mid 600′s so I never thought I’d qualify for anything like this.

I have been a customer of capital one for 2 years with a $ 500 credit card limit thats in good standing.


Cross post - victim of fraud on wedding day

2006-10-23 07:50:30 by jswife2b

Hi everyone,
I'm married now. Ceremony was beautiful. Sorry, but I don't have any pictures yet.
We leave for honeymoon on TUESday, but I had to warn future brides in Washington area to stay away from Capital Party staffers/dj/valet/security or bartenders and Avery Leak. I contracted with this company to provide wait staff service and auto valets for my wedding on Saturday. I paid $...or will he return our messages.
I'll give a detailed recap of my wedding later, which otherwise was fabulous. We have the BEST friends, coworkers and family in the world. They all chipped in and SET UP the ballroom BEAUTIFULLY!!! They had everything almost completed by the time we arrived at the reception site. We served dinner banquet style and everyone had fun. I LOVE my guests so much!

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