Capital One | Online Banking FAQ

Posted on September 19, 2013 – 09:11 pm
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before 5:00 p.m. ET, Monday–Saturday the same day after 5:00 p.m. ET, Monday–Friday the next day after 5:00 p.m. ET, Saturday the following Monday; funds may be available Tuesday any time Sunday the following Monday; funds may be available Tuesday Online payments are not processed Thanksgiving Day, Christmas Day, or New Year's Day. The availability of funds may be delayed at Capital One's sole discretion to ensure payment funds are available.


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Do NOT use a secured card or store card

2010-03-05 17:00:08 by read_here_NOW

Made easy...
Yes, if they report your payment, it does give you a Fico score after 6-12 months, especially if they switch you over to a regular credit card, BUT they charge fees of $300-500 and this will eat up the $500 you put down. Also, some of them do NOT report your payments.
It is a myth that these build credit, at least in a realistic ti...nefits. Using that card, my Fico went to 767 in 5 months, and allowed me to open more cards (I started receiving pre-approved offers).
Some credit unions offer secured loans. These are basically like secured cards, but are loans using your bank account. Put $500 in the account, borrow $200, pay it back over 6 months and watch your fico score be in the mid 700's.

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