Questions You Need to Get Answers for Before Taking a Car Loan « Riding With Cars

Posted on December 3, 2013 – 05:34 am
Open a second backup checking account, Incentives for checking

It is important for you to get answers to several crucial questions, before taking a car loan.

Firstly, it is important for you to get an answer to the question as to whether the interest applicable to the loan will be fixed or variable. This is one of the questions you can get answers to from the lender’s website. If, for instance, you are taking the loan from Capital One Bank, you can visit the website at and get an answer to this particular question. That site also happens to be one where you can incidentally make an application for credit card if you are interested.

Secondly, it is important for you to get an answer to the question as to how big the monthly loan payments will be.

Thirdly, it is important for you to get an answer to the question as to whether you stand to be penalized if you somehow manage to repay the loan earlier than initially agreed. You will come to learn that there are some lenders who penalize borrowers for this seemingly positive step. They do so because they’d prefer to keep the repayment periods as long as possible, in order to get as much interest as possible!

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Closing GM/HSBC Credit Card

2012-07-06 11:53:28 by UtilitarianSooz

Wow, that's sucks but the poster above is right, gotta read the fine print --though you could go blink doing it! And they so much B-Sh__ language in those contracts that I once heard a lawyer on 60 minutes say they could not make heads or tails out of it.
OK, so this is probably better on a different forum but get this. I had a GM/HSBC (recently bought out by

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